Legal Disclaimer & Non-Affiliation Notice
Important notice regarding the scope and independent nature of this website.
1. Strict Non-Affiliation with LIC of India
The trademark "LIC", associated emblems, and official trade names belong solely to their respective owner, Life Insurance Corporation of India. Any references to specific policy names (such as Jeevan Labh, Jeevan Umang, Jeevan Anand, Jeevan Utsav, New Endowment) or plan table numbers (e.g., Table 936, 945, 914, 915, 874) are used strictly for informational identification and comparative illustration purposes.
2. Illustrative Estimates vs Binding Contract
All premium figures, Simple Reversionary Bonuses (SRB), Final Additional Bonuses (FAB), Guaranteed Additions, surrender values, and maturity projections displayed on this platform are mathematical illustrations. Actual future bonuses are declared by LIC annually based on corporate surplus and actuarial valuations. For legally binding premium quotes and contractual policy terms, please visit an authorized LIC branch or the official website at licindia.in.
3. Tax Exemption Disclaimer
References to tax deductions under Section 80C and tax exemptions under Section 10(10D) of the Income Tax Act, 1961 are subject to prevailing Indian tax laws and budget amendments (including annual premium aggregate caps). Policyholders should consult their certified chartered accountant or tax advisor for individualized tax guidance.
Official Notice & Disclaimer
LIC Plan Calc (licplancalc.com) is an independent informational and calculation utility created to assist insurance advisors, agents, and policyholders. It is NOT affiliated with, authorized, or endorsed by Life Insurance Corporation of India (LIC).
Premium and maturity estimates are calculated based on current declared Simple Reversionary Bonuses and standard tabular rates. Actual returns and eligibility are subject to LIC's official underwriting criteria and policy conditions.