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Noticed a revised bonus rate circular? Have an idea for a new plan calculator? We respond to all inquiries within 24–48 hours.
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Frequently Asked Questions
Can you provide an official policy bond?▾
No. We are an independent computational tool. For official binding policy bonds, medical underwriting, or claims, please visit an authorized LIC branch or your designated agent.
How often are bonus rates updated?▾
We update bonus rate tables annually as soon as LIC publishes its official valuation reports and bonus circulars.
Is this tool free for all insurance agents?▾
Yes, 100% free with zero subscription fees, zero download requirements, and zero lead harvesting.
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Official Notice & Disclaimer
LIC Plan Calc (licplancalc.com) is an independent informational and calculation utility created to assist insurance advisors, agents, and policyholders. It is NOT affiliated with, authorized, or endorsed by Life Insurance Corporation of India (LIC).
Premium and maturity estimates are calculated based on current declared Simple Reversionary Bonuses and standard tabular rates. Actual returns and eligibility are subject to LIC's official underwriting criteria and policy conditions.